Make your wealth work for you
so you don't have to work as hard for itWelcome to WealthWorks - a platform designed to integrate spending, savings, and investing to build wealth and use it effectively. See every account, goal, and insight in a single dashboard.
Bank-level security. Read-only connections to your accounts.
$155,625
Across 4 accounts$12,450
of $15,000 budget12.5 mo
of expenses covered+8.4%
Investment performance$2,610,000
+$160k (6.5%)
Tired of logging into 10 different accounts?
You're not alone. Most people juggle checking, savings, cards, and investments across multiple apps—missing rewards, losing track of goals, and never seeing the full picture.
Sarah C.
Software Engineer"WealthWorks helped me optimize my credit card rewards and build my first emergency fund. The Monte Carlo view gave me real confidence in my plan."
Marcus R.
Marketing"I paid off $15k in debt using their debt calculator and finally started investing. One dashboard instead of six tabs."
Jessica K.
Teacher"The learning center plus the actual tools made the difference. I'm on track for retirement without the overwhelm."
Your plan — spending, savings, and investing — all in one place.
Your Plan Overview
Get a high-level view of your entire financial life in one place. Net worth, assets, and liabilities at a glance.
$142,500
$158,000
Investments: $116,000$15,500
Loans: $13,000Best Card by Category
Dining
Amex GoldTravel
Chase SapphireGroceries
Amex GoldGas
Costco VisaNext Milestone
$150k Net Worth
Progress
95%
Spending
Optimize your spending with credit card rewards tracking and intelligent budgeting tools.
Sapphire Reserve
Renews in 45 days
$683
$550
+$133
78%
Annual Travel Credit
AnnuallyDoorDash Credit
MonthlyInstacart Credit
MonthlyGoPuff Credit
MonthlyBudget Progress
$3,250 / $4,000
Dining
$450 / $600Groceries
$580 / $650Entertainment
$220 / $200Points & Miles
$5,394
total valueChase Ultimate Rewards
145,200 pts
$2,904Amex Membership Rewards
82,500 pts
$1,650Bilt Rewards
42,000 pts
$840Saving
Track your balance sheet, emergency fund health, and optimize your debt repayment strategy.
Cash Overview
$55,650
Total Cash Balance3.46%
Avg APY+$160/mo
InterestChase Checking
$12,450
Marcus HYSA
$28,200
Capital One 360
$15,000
Savings Goals
Emergency Fund
$15,000 / $20,000
Japan Trip 2026
$3,200 / $8,000
Down Payment
$45,000 / $120,000
Debt Payoff
June 2026
You'll save $1,240 in interestInvesting
Analyze your portfolio, track performance, and optimize your asset allocation.
Portfolio Performance
$132,000
+$30,000
(+29.4%)
12.5%
14.2%
Allocation
Top Holdings
- VTITotal US Stock$45,200+12%
- VXUSTotal Intl Stock$18,500+5%
- BNDTotal Bond Market$8,200+2%
- BTCBitcoin$4,100+155%
Your Plan Overview
Get a high-level view of your entire financial life in one place. Net worth, assets, and liabilities at a glance.
Spending
Optimize your spending with credit card rewards tracking and intelligent budgeting tools.
Saving
Track your balance sheet, emergency fund health, and optimize your debt repayment strategy.
Investing
Analyze your portfolio, track performance, and optimize your asset allocation.
$142,500
$158,000
Investments: $116,000$15,500
Loans: $13,000Best Card by Category
Dining
Amex GoldTravel
Chase SapphireGroceries
Amex GoldGas
Costco VisaNext Milestone
$150k Net Worth
Progress
95%
Sapphire Reserve
Renews in 45 days
$683
$550
+$133
78%
Annual Travel Credit
AnnuallyDoorDash Credit
MonthlyInstacart Credit
MonthlyGoPuff Credit
MonthlyBudget Progress
$3,250 / $4,000
Dining
$450 / $600Groceries
$580 / $650Entertainment
$220 / $200Points & Miles
$5,394
total valueChase Ultimate Rewards
145,200 pts
$2,904Amex Membership Rewards
82,500 pts
$1,650Bilt Rewards
42,000 pts
$840Cash Overview
$55,650
Total Cash Balance3.46%
Avg APY+$160/mo
InterestChase Checking
$12,450
Marcus HYSA
$28,200
Capital One 360
$15,000
Savings Goals
Emergency Fund
$15,000 / $20,000
Japan Trip 2026
$3,200 / $8,000
Down Payment
$45,000 / $120,000
Debt Payoff
June 2026
You'll save $1,240 in interestPortfolio Performance
$132,000
+$30,000
(+29.4%)
12.5%
14.2%
Allocation
Top Holdings
- VTITotal US Stock$45,200+12%
- VXUSTotal Intl Stock$18,500+5%
- BNDTotal Bond Market$8,200+2%
- BTCBitcoin$4,100+155%
Powerful tools to optimize your finances
From credit card rewards optimization to comprehensive financial education, see what makes WealthWorks unique.
Maximize Credit Card Rewards
Our advanced rewards tracking system shows you exactly which card to use for every purchase. Compare reward rates across your entire wallet, optimize spending strategies, and earn hundreds more in rewards every year.
Get started — rewards toolsRewards Optimization
See how much more you could earn by optimizing which card you use for each category.
Master Your Finances with Expert Education
Our comprehensive Learning Center covers everything from budgeting basics to advanced investment strategies. Interactive examples, real-world scenarios, and expert guidance help you build confidence in your financial decisions.
Explore Learning CenterComprehensive Guides
Learn from detailed guides covering budgeting, investing, debt management, and more. Everything you need to build lasting wealth.
Interactive Examples
Practice with interactive calculators and real-world scenarios. Apply what you learn immediately to your own financial situation.
Expert Strategies
Access proven strategies from financial experts. Learn advanced techniques for maximizing returns and minimizing risk in your investment portfolio.
Plus All The Essentials
Income vs Expenses
+$1,600
+12.5%
vs last month30.8%
% of income savedRecurring
- N
Netflix
Renews 12th$15.99
- S
Spotify
Renews 24th$9.99
- A
Amazon Prime
Renews 2nd$14.99
- G
Gym
Renews 1st$45
Expenses
$4,250
$4,050
3-Mo Avg$48,500
YTDBudget Progress
$3,250 / $4,000
Dining
$450 / $600Groceries
$580 / $650Entertainment
$220 / $200Recent Activity
Whole Foods
Today-84.50
Uber
Yesterday-24.90
Starbucks
Yesterday-6.45
Paycheck
Fri+2450.00
How it works
Three steps to a clearer financial picture:
Connect your accounts
Link checking, savings, and cards securely. We use read-only access—we never move your money.
We analyze your money
Spending patterns, rewards gaps, debt payoff order, and goal progress—all in one place.
Act on clear recommendations
Your dashboard shows what to do next: optimize cards, boost savings, or adjust your plan.
Your data stays yours
We take security and privacy seriously—so you can focus on your finances.
Read-only connections
We never move or transfer your money. We only read balances and transactions to power your dashboard.
Encryption & storage
Data is encrypted in transit and at rest. We follow industry best practices and don't sell your information.
You're in control
Disconnect accounts anytime. Our free tier works with manual entry—no bank link required.
Ready to see your finances in one place?
Join others who are building clarity and confidence with WealthWorks.
Start free — see your dashboardNo credit card required • Free plan available